Pick a tool.
Tokens do the rest.

Debt Validation Letter

For a person who just received a collections letter or call and wants to force the collector to prove the debt is real before paying a dollar. Paste who contacted you, the amount, the date, and whether you recognize the debt, and get a FDCPA 15 USC 1692g-compliant debt validation letter (or a cease-communication letter if you already know the debt isn't yours), formatted for certified mail with the 30-day deadline preserved and the exact five documents the collector is legally required to produce. Runs an SOL-revival guard so no phrasing accidentally revives a time-barred debt, force-inserts the anti-acknowledgment clause verbatim, strips PII the user pasted from the collection notice, runs a fabrication guard on invented amounts / dates / creditors, gates the FDCPA cease-invocation to third-party collectors only (pivoting to a state UDAP demand if you named an original creditor), and hard-refuses to draft anything if a lawsuit summons has already been served (routing you to Legal Services Corporation + SoloSuit instead).

Deposit Demand Letter

Your landlord kept your security deposit and it's been past the statutory return window. Paste your state, the addresses, the amounts, and the reason they gave (or the silence you got). Get back a formal demand letter that cites your state's statute BY NUMBER, computes what you're owed including any statutory multiplier the state allows, plus a softer variant, a firmer variant, and a small-claims next-steps companion. Never invents case law, never fabricates statute text, always ends with the state's official self-help URL for you to verify.

Flight Delay Claim Letter

For the traveler whose flight was delayed, cancelled, or downgraded and whose airline is stonewalling. Paste the flight details plus what the airline offered plus the jurisdiction and get back a factually anchored EU/UK 261, US DOT, Canada APPR, or Brazil ANAC compensation demand letter that cites the right regulation, rebuts the airline's stated denial reason with the specific case-law carve-out (Wallentin-Hermann, van der Lans, Huzar v Jet2.com), lays out the jurisdiction-specific escalation ladder with a hard response deadline, and includes PII-safe paste guidance plus a safety_notes receipt so you can see exactly which passenger details the model stripped and any fabrication guards it fired.

HOA Violation Reply Letter

You just got an HOA violation letter or fine and you need to fire back in writing without picking a fight you cannot win. Paste the exact wording of the notice, your side of the story, and any CC&R or state statute sections you can point to, and get back a certified-mail-ready reply built as five procedural blocks (formal reference, dispute/cure position, denial with evidence request, selective-enforcement callout when you have comparable un-enforced neighbours, and a hearing request with deadline math). A framing_note runs first as a coach-not-advocate check and, if your inputs describe a lien threat, foreclosure language, Fair Housing / disability-accommodation issue, or a claimed fine over ~$500, the tool refuses to generate a letter and routes you to Legal Aid and a real attorney. Nothing is invented: statutes and CC&R sections are cited ONLY when you paste them, otherwise you get a bracketed [confirm exact citation before sending] placeholder.

Landlord Repair Demand Letter

Your landlord has been ignoring a repair that is making your unit unsafe or unlivable, and you need to send a paper-trail-quality demand letter that actually moves the ball instead of another polite text they can pretend they never got. Describe the defect, when you first reported it, how many times you have asked, what the landlord said or did (if anything), your state, and any household context that matters (a child under 6, elderly resident, pregnancy, documented disability, Section 8), and get back a certified-mail-ready letter built as five procedural blocks (formal reference, notice history, legal basis, cure deadline plus the escalation remedies actually available in your state, and a paper-trail closer). A safety router runs FIRST as a coach-not-advocate check and, when your inputs describe a life-safety emergency (no heat below freezing, no water more than 24 hours, raw sewage, gas leak, carbon monoxide, lead exposure with a child under 6, severe mold with reported respiratory symptoms), disability-accommodation or discrimination language, or landlord retaliation (utility shutoff, lock change, eviction threat after a complaint), the tool refuses to draft a template and routes you to 211, your local health department, HUD, or Legal Aid instead. Nothing is invented: only the escalation remedies your state actually authorizes are named (repair-and-deduct in about 26 states plus DC, rent escrow in a handful of states, rent withholding refused in FL/NY/GA/AR where it is not legally supported), statute numbers are wrapped in [verify with your state Legal Aid] brackets, and code-enforcement plus small-claims are surfaced universally because every tenant has those.

Medicaid Denial Appeal Letter

For the family member staring at a Medicaid Notice of Action that denied their parent or spouse long-term-care coverage. Paste the applicant facts, the state, the Notice date, the denial reason, and the exact Reason for Denial text, and get a mail-ready fair-hearing request letter plus a plain-English hearing-prep checklist, with the state statutory window computed, numbered Reasons for Appeal keyed to the denial reason, the 42 CFR 431.230 aid-continuing clause force-inserted when it applies, a legal-conclusion rewriter, a no-fabrication guard, four hard-refusal branches (state scope, welfare fraud, divorce planning, estate recovery) that route to LSC + NAELA + Area Agency on Aging, and a non-legal-advice disclaimer force-appended on every output.

Medical Bill Decoder

Paste the line items from a hospital, clinic, lab, imaging center, ambulance, or pharmacy bill exactly as printed, one line per row in the format 'CODE | description as printed | charge amount'. Get back a plain English translation of every CPT and HCPCS code (with a confidence chip that says 'well known' or 'verify with provider' when the tool is not certain), a typed list of billing error patterns framed as call warrants (never as proof of overcharge), and a bill review call kit: the questions to ask the billing department in order, a first person phone opener the patient can read aloud, and the state specific escalation agency (a Consumer Reports poll found 87 percent of Americans do not know theirs). Every flag is 'this warrants a call', never 'this is an overcharge'. Not legal, financial, or medical advice.

Neighbor Note Reply Writer

You came home to a passive-aggressive note taped to your door (or a whiny text) about your dog, kid, cats, cooking smells, or footsteps. Paste the note verbatim plus your side plus your relationship with the neighbor plus your delivery context, pick a tone, and get back a three-part reply pack: a 3 to 4 sentence NEIGHBOR REPLY you can tape or text back that strips the four condescension tells ('as I'm sure you'll understand,' 'perhaps you weren't aware,' 'for future reference,' 'kindly note that'), a paper-trail LEASING-OFFICE EMAIL that reference-lines the note (date, delivery method, verbatim quoted grievance) and asks the property manager for written building policy or mediation, and a one-line NEXT-STEP action from a fixed vocabulary (tape / slip / text / email-and-BCC / forward-and-hold / document-only / request-written-policy). A safety router runs FIRST as a coach-not-advocate check and refuses to draft a reply when the inputs describe stalking (following, photographing, showing up outside normal hours), slurs or protected-class harassment (routes to HUD Fair Housing 1-800-669-9777), landlord retaliation after a complaint (routes to Legal Aid via LawHelp.org), physical threats or property damage (routes to non-emergency police), or threats to call ICE / CPS / animal control as intimidation (routes to 211 + Legal Aid). The model classifies the pasted note into 9 archetypes (wrong_apartment / normal_hours_noise / already_being_managed / one_off_incident / repeated_harassment / cooking_smell / dog_or_pet / kids_or_footsteps / ambiguous) and materially re-tones the reply from warm-neighborly through neutral, firm, to formal-CC-management so the same facts read four different ways. For the neighbor who wants to fire back on paper without picking a fight they cannot win.

Overdue Invoice Chaser

For freelancers and solo consultants staring at an unpaid invoice and dreading the follow-up. Tell it who the client is, the project, the amount, how many days overdue, what you've already said, and the tone you want. Get back a chase email calibrated to the exact escalation rung (friendly nudge / firm reminder / formal notice / final notice) built on the acknowledge/anchor -> clear-request -> concrete-next-step arc, plus a sharper-teeth alternate one rung firmer, a suggested next step (another follow-up, phone call, contact billing, invoke late fee, formal demand letter, mediation, small-claims, or drop the client), and a red-flag panel of tempting lines that will torch the relationship or your legal standing. Never invents amounts, dates, contract clauses, or threats you can't back up.

Roommate Boundary Message

You share a lease with a roommate who keeps eating your food, whose partner has effectively moved in five nights a week, who never does the dishes, or who is treating the shared unit like a solo one. Paste the category, what actually happened, how many times it has repeated, your lease dynamic, how bad it has gotten, and the medium you want to use, and get back a four-part boundary pack: a firm-but-non-hostile OPENER calibrated to text vs. in-person vs. house-meeting (NVC four-part frame with four condescension phrases stripped), ONE CONCRETE ASK phrased as a specific behavior with a bounded time or count, a DE-ESCALATION COMEBACK LINE for when the roommate gets defensive, and (only when the lease dynamic is you-are-lease-holder or you-are-subletter AND severity is on the higher half) an OPTIONAL PAPER-TRAIL EMAIL that reference-lines the conversation for the record. A coach-not-advocate safety router runs FIRST and refuses to draft anything when the inputs describe intimate-partner or roommate-partner violence (routes to National DV Hotline 1-800-799-7233), hidden cameras or recording devices in shared space (routes to non-emergency police), sexual harassment or sexual coercion (routes to RAINN 1-800-656-4673), physical intimidation or property damage (routes to non-emergency police plus Legal Aid), or landlord retaliation after a complaint (routes to Legal Aid via LawHelp.org). Every non-refuse output appends a same-day-help footer pointing at community mediation (nafcm.org / 211) so the user has a real path when the conversation goes sideways.

Small Claims Case Brief

For the pro-se plaintiff with a small-claims hearing in a few weeks who has a shoebox of texts, invoices, and timeline notes and no idea how to turn them into something a judge can follow in ten minutes. Paste what happened, list the evidence you already have, and get one coherent court-day pack: a chronological one-page statement of facts cross-referenced to exhibit numbers, a numbered exhibit index with a one-line relevance explanation per item, and a 90-second spoken opening you can actually read aloud at the podium with the ask stated upfront. The tool organizes facts you already have, it does not analyze your case or predict outcomes, and it hard-refuses anything that is not a small-claims matter (criminal, divorce, custody, immigration, bankruptcy, large personal injury, class action), routing you to Legal Services Corporation and the state bar Lawyer Referral Service.